mobile-navigation

HOW CAN WE HELP YOU?

Click to Call
Grove Insurance Agency

319 E. Main St.
Brownsburg, IN 46112

Get Directions

Featured Insurance Blog

Is Boat Insurance A Neccesity?

Pennsylvania has some of this country’s most scintillating sceneries, and what can be more captivating than taking them in from out on your boat? Whether you are contemplating purchasing a boat or you are a seasoned boater in Mechanicsburg, PA it’s imperative to familiarize yourself with the versatile varieties of boat coverages. Unluckily, accidents and calamities sometimes strike without prior warning. You can avert massive financial losses from a day out in the water by investing in salient boat insurance. Connect with our agents at Grove Financial & Associates Inc, located in Mechanicsburg, PA near you to learn more about boat insurance and begin comparing customized quotes.

Is boat insurance mandatory in Pennsylvania?

 Boat insurance isn’t legally required in Pennsylvania. However, it is paramount to consider procuring it because it instills peace of mind while you are in water and has several other benefits stipulated below.

Protect your boat: Policies like comprehensive and collision coverages pay for repairing or replacing your watercraft if it is damaged by non-collision events like hail or fire and colliding with other vehicles or stationary objects, respectively. Getting formidable boat insurance will ensure that your prized asset gets protected from prevailing perils.

Liability protection: Just like you can collide with another car on the road; boat accidents are vulnerable in water. Boat accidents can be expensive in most cases and require perfect liability coverage to come to your rescue during these situations. In addition, liability coverage caters to damages to other parties’ property if you cause an accident with your boat. This policy also covers your legal fees if you get sued over a boating accident. 

Provide emergency assistance and towing: Have you ever thought about what could happen in the water miles offshore in Mechanicsburg PA with no one to come to your rescue? Acquiring a professional tow service to come and get you is costly. However, with an outstanding boat insurance policy, you will be stress-free because it’s covered.

To purchase a new boat insurance policy, don’t hesitate to call or visit us at Grove Financial & Associates Inc today in Mechanicsburg, PA. It is the ultimate way to safeguard your investment and allow yourself to enjoy boating expeditions without stressing over potential accidents. 

Boat Safety 101

Whether it’s a small watercraft such as a canoe, or something much larger, launching your boat is exhilarating. Don’t let your excitement to get on the water make you forget about safety, however. When you’re boating in or around Brownsburg, IN, don’t forget about these boating safety tips:

Take a Boating Safety Course

Before you take a boat out on the water, take a boating safety course to learn the basics. Boater education helps reduce the number of accidents based on human error. 

Wear a Life Jacket

Personal flotation devices save lives, and any time you are in charge of a boat and its passengers, it’s imperative you require everyone to wear their life jackets. 

Check Your Boat

Make it a habit to check your vessel regularly to check for malfunctioning equipment or other problems that could be a disaster once you get out on the water. Be sure to perform regular maintenance on your watercraft as well. 

Don’t Get In Over Your Head.

Don’t paddle out into rough water if you’re not experienced, and don’t take the speedboat out when there are obvious signs of a storm brewing. Use your common sense to avoid situations that require ability beyond your skill level. 

Create a Float Plan

A float plan that you leave with a reliable person will ensure a rescue mission starts as soon as possible in the unfortunate event something does happen to you and your boat. 

Of course, it’s imperative to have boat insurance, which will protect your boat and provide you with liability protection. If you experience an accident on the water, boating insurance will make the wake of the accident smoother. To learn more about boat insurance or inquire about your existing policy, contact Grove Insurance Agency in Brownsburg, IN today.