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Grove Insurance Agency

319 E. Main St.
Brownsburg, IN 46112

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4 Reasons Why You Never Want to be Without Renters Insurance

Many landlords now require proof of renters insurance before they’ll hand over the keys to the unit; however, even beyond that, ask yourself if you could afford to replace all of your belongings from furniture to clothes to electronics if your rental unit was damaged in a fire, vandalized, or any number of other covered incidents. 

Don’t Count on your Landlord.

Just because your landlord carries insurance on the condo, apartment, or home, you are renting does not mean that the coverage extends to your belongings or protects you from liability during an accident. The only way to ensure that you are not on the hook for replacing all your valuables in a disaster or from being sued due to a third party being injured on-premise is by having insurance coverage.

It Pays for Housing in a Disaster

Let’s say that your apartment is damaged due to a fire and will remain inhospitable for one month while repairs are done. If you do not have renters insurance in a situation like this, you’ll be on the hook to pay for housing while you are displaced.

It Covers You While on Vacation

Many people opt not to have renters insurance because they travel frequently for work or leisure and assume that coverage only applies when living at their rental; however, renters insurance protects you even if disaster strikes while you are gone.

You Own More than You Think

We’re not saying that you’re a hoarder, but most people own more than they think, and those costs can quickly escalate. Having renters insurance means that all your belongings, from shoes to a laptop, are covered.

At Grove Insurance Agency in Brownsburg, IN, we specialize in renters insurance. Give the team at Grove Insurance Agency a call to learn how to offer you peace of mind.